You can see a list of accredited data recipients on the Consumer Data Right website. If the budgeting app provider you’d like to use is an Accredited Data Recipient, you can provide them access to your Heritage bank accounts as part of Open Banking Australia. This allows them to provide you with helpful services like comparing your banking products or calculating your budget. As part of the Australian Government's Consumer Data Rights Legislation, Open Banking is intended to provide a safe and secure framework for you to authorise accredited third parties, such as app providers, to access your financial information. To keep your Heritage Bank accounts secure, you can currently only share account information through Open Banking with accredited and trusted third parties. Some of these apps request your banking credentials, including your login and password, to access your internet banking in order to gather your data. However, it’s important you are careful with who you share your data. If you are wanting to take your budgeting and financial accountability to the next level why not try one of the specialised budgeting applications available in the market?īudgeting apps can provide great benefits. Technology has become such a big part of our lives that we depend on it to accomplish even the simplest daily tasks – from paying for parking to purchasing groceries, it has become the norm to use the latest technology available to us for many of our everyday activities. Mobile apps to help you become a better budgeter Wanting to take your budgeting and financial accountability to the next level? Here's some of the best budgeting apps on the market.
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